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Why men die first - OT

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Nautiduck
Master Marine Consultant

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USA
3704 Posts

Initially Posted - 07/17/2012 : 15:56:55

There was a thread about using a step ladder to scale the mast. That seems very safe compared to these:

[url="http://www.bitrebels.com/entertainment-2/this-is-why-men-die-before-women-14-pics/"]Men and Ladders[/url]

We cannot direct the winds but we can adjust our sails.

Edited by - on

delliottg
Former Mainsheet C250 Tech Editor

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USA
4479 Posts

Response Posted - 07/17/2012 : 16:18:45

Have you seen the show "Mountain Men"? There's an episode where a guy in NC is trying to shore up one of his "barns" by straightening out the stacked "lumber" that makes the "wall" that's holding up the "roof". One of them is holding a pole under one of the joists so the other one can lever it up with a 2x4, once he's got it levered up, the first guy lets go of the pole (which now has no other support other than gravity) and starts swinging a big mallet to drive the wedges holding the whole thing together back into alignment. The entire "wall" is moving as he does this, and the whole time the first guy is still holding the 2x4 to remove pressure so the wall can be moved. They're complaining about how a windstorm racked the building and if they don't keep up with maintenance it'll fall apart. Really? Their final step once the wall is plumb-ish again is to take a cap piece and drive sinkers through it into the ends of log wall pieces. That's a lot of faith in gravity and hope they don't get an earthquake, because that whole building is coming down. At least then they wouldn't have to pull too many nails out of the boards, so they could be used again.

What I don't understand is, the guy seems quite bright, and he has a giant saw mill on site, why not make proper walls from the lumber he already mills?

Edited by - on

John Russell
Master Marine Consultant

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USA
3444 Posts

Response Posted - 07/17/2012 : 17:43:17

Hold my beer and watch this $#!/

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Stinkpotter
Master Marine Consultant

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Djibouti
9076 Posts

Response Posted - 07/17/2012 : 19:35:15

Thinking about it... remembering some things... I should be dead.

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redeye
Master Marine Consultant

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3476 Posts

Response Posted - 07/18/2012 : 04:55:03

Married men

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pfduffy
Captain

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USA
317 Posts

Response Posted - 07/18/2012 : 06:12:18

About half of those looked fine to me!

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Steve Milby
Past Commodore

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USA
5896 Posts

Response Posted - 07/18/2012 : 06:20:08

Consider the positives. If men weren't such risk-takers, there wouldn't be so many rich widows! We men are good for the economy!

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Voyager
Master Marine Consultant

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USA
5358 Posts

Response Posted - 07/18/2012 : 18:55:47

That's why I'll never disclose the value of my life insurance policy to my wife and kids! I think there's a dumb-s#!+ clause in the policy though.
Meaning if you do like anything the stunts depicted in this article, the policy is NULL AND VOID.

Edited by - on

OLarryR
Master Marine Consultant

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USA
3442 Posts

Response Posted - 07/19/2012 : 03:23:02

Well...since this is already off topic ...Bruce mentions about life insurance and thought I would share this info based on a retirement seminar I took a couple of years ago:

Those that are young and with young families, etc...this does not apply, however, for those that are in their years getting close to retirement and with low debt - Kids out of the house and managing independently and mortgage close to or paid up and have worked at same place for eons this may apply:

Many when they start working for a company, may sign up for automatic short time life insurance deducted from their paycheck. After being employed and if working for that company for a long, long time, the subject of the short term life insurance may never come up again and since it is automatically deducted from their paycheck, it may escape scrutiny. However, as one gets older, the cost of that insurance slowly but always increases. If one is fortunate to make it into their waning years of employment and with minimal addl years if any addl years of high expenses, it pays to review just how much you are shelling out for that short term insurance that may be way more than one needs as expenses, mortgage, debt responsibility decreases. Based on the seminar I went to I reviewed my short term insurance and was shocked at the present cost of it. Then considering the monies I have set aside in 401K, IRAs, pension, savings, etc and that social security would also be eventually kicking in, the need for such a high short term insurance no longer existed. I did not cancel the short term insurance but I lowered the coverage (multiples times annual salary) considerably and as a result saved over $5000/year !!

So...recommend if getting closer toward retirement years or if you won the lottery, review some of those optional automatic deductions made from your paycheck and see if they are still right sized for your present situation.

Edited by - OLarryR on 07/19/2012 03:24:22

Voyager
Master Marine Consultant

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USA
5358 Posts

Response Posted - 07/19/2012 : 19:43:40

Larry
I agree completely with you on the term life policy through work.

When I started consulting (when I was 49), I got a 20 year level term life insurance policy for a zillion dollars to pay off my mortgage and provide a nice cushion for my survivors.

I've kept it even though I'm working for an employer who offers additional Term Life as you describe. I opted not to buy any additional coverage from my company.

But on my level term policy, I've been paying the same amount since then and the cost is a fraction of the yearly figure you mentioned above.

Mine is a straight term insurance so there's no residual value if I don't croak by the time I'm 69, but it's nice to know if I go out and never come back (or fall off my ladder), my family will have something to tide them over (or fight over!)

Edited by - on

OLarryR
Master Marine Consultant

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USA
3442 Posts

Response Posted - 07/20/2012 : 04:14:47

Bruce,

I have two very small whole life insurance policies. These I pay into annually an amount that has remained the same since I started working my first job. Many have converted these to IRAs, etc since there have been articles written during past 10 years or more indicating there may be benefits to cancelling these policies. Since these policies were so small and even now as they approach full cash value (which I get back when I cancel the policies), they still do not amount to more than say $30K. So, they are bit different than your straight life policy but similar in that the payment does not change thru the years. But those short term insurance policies thru work that are paid as automatic deductions from the paycheck, those increase in annual costs thru the years and mostly goes unnoticed by those that have these policies.

I guess one way to tie this back into the ladder discussion so this is not considered an off-topic of an off-topic, is that with just a small fraction of what I saved via right-sizing my short term life insurance coverage, I bought a mast mate for going up the mast in lieu of using a ladder. I recently used the mast mate to gain access to one of my roller snubbers that is on the stay up near the spreader (in lieu of a rubber boot on end of the spreader to protect the main sail against chafing). The roller had slipped down 2 feet and so I was able to move it and secure it where it was supposed to be adjacent to the spreader.

Edited by - OLarryR on 07/20/2012 04:16:00

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